Raiffeisenbank Hollabrunn eGen

Raiffeisenbank Hollabrunn eGen is a regional cooperative bank based in Hollabrunn, Lower Austria, and part of the Raiffeisen Banking Group Austria; it is owned by its members and supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. The bank focuses on retail, small business, and agricultural clients in the Hollabrunn/Weinviertel area, offering current accounts, savings and term deposits, consumer and housing loans, business and equipment financing, payment services, and cash management. It distributes investment funds, securities brokerage, and insurance products through Raiffeisen group companies, with custody and advisory subject to standard suitability and risk disclosures. Access is provided through local branches and ATMs in the nationwide Bankomat network, complemented by online and mobile banking via Mein ELBA with strong customer authentication under PSD2; cards offered include domestic debit cards (typically Debit Mastercard) and credit cards issued in cooperation with partner institutions, with contactless and e-commerce security features. Pricing is structured around account packages and published fee schedules; common charges relate to account maintenance, payment transactions, cards, and out-of-network cash withdrawals, while interest rates on deposits and loans track market conditions and can change. Deposits are covered by Einlagensicherung AUSTRIA up to EUR 100,000 per depositor per institution; securities and fund holdings are not deposits and are subject to market risk, with investor compensation applying under Austrian rules. The bank operates within the SEPA framework for euro payments; cross-border transfers outside SEPA and foreign-currency transactions may incur additional fees and exchange-rate spreads. Account opening and many service requests can be completed in-branch, with the availability of remote onboarding and specific product features depending on eligibility and regulatory requirements; most customer communications and documentation are provided in German.