Raiffeisenbank Ehrwald-Lermoos-Biberwier eGen

Raiffeisenbank Ehrwald-Lermoos-Biberwier eGen is a regional cooperative bank in Tyrol, Austria, operating within the Raiffeisen Banking Group framework. It focuses on retail and small-business banking in the Ehrwald, Lermoos, and Biberwier area, offering current and savings accounts, term deposits, consumer and housing loans, payment services, and distribution of selected insurance and investment products via group partners. Pricing follows the common Austrian model of account packages and itemized fees, with conditions and interest rates published and updated in line with regulatory requirements. Payments are processed through SEPA with Austrian IBANs; customers typically receive a contactless debit card and can apply for credit cards provided through affiliated issuers. Digital access is available via Raiffeisen’s online and mobile banking platform for transfers, standing orders, e-statements, card controls, and secure authentication, while branch counters and ATMs serve the local area and the wider Bankomat network. Deposits are covered up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee scheme, and the institution is supervised by the Austrian Financial Market Authority alongside oversight by the Oesterreichische Nationalbank. Governance follows the cooperative model with member participation and a regional business focus. Product breadth and international capabilities are more limited than those of large universal banks, and service availability aligns with local branch operations. Account opening, lending terms, and eligibility are subject to individual assessment and applicable Austrian regulations.