Raiffeisen Regionalbank Schwaz eGen

Raiffeisen Regionalbank Schwaz eGen is a cooperative bank based in Schwaz, Tyrol, and is part of the Austrian Raiffeisen banking group’s decentralized network. It provides services to private clients, self-employed customers, SMEs, and municipalities in its catchment area, including payment accounts, savings products, debit and credit cards, domestic and SEPA transfers, and cash services via branches and ATMs. Financing solutions cover overdrafts, consumer and housing loans, and business lending such as working capital, investment loans, guarantees, and leasing delivered directly or via sector partners. Digital access is offered through the group’s online and mobile banking channels with two-factor authentication in line with PSD2, while in-branch advisory remains available. The bank distributes investment funds and securities services under MiFID II rules and intermediates insurance products from affiliated providers; merchant clients can obtain cash management and payment acceptance solutions through partner arrangements. As an eingetragene Genossenschaft, it is owned by member-shareholders and governed by cooperative principles, and it is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Eligible deposits are covered by the statutory Austrian deposit guarantee up to EUR 100,000 per depositor per bank; lending, investment, and insurance services are subject to regulatory requirements, product-specific risks, and credit checks where applicable. Pricing, interest rates, and other terms follow published fee schedules and product conditions and vary by account model and customer profile. Service is primarily in German, and account opening requires standard identification and anti-money-laundering checks; availability for non-residents is determined by internal policy.