Nationale-Nederlanden Bank N.V.

Nationale-Nederlanden Bank N.V. is a Dutch retail bank and wholly owned subsidiary of NN Group N.V., headquartered in The Hague and operating under a license from De Nederlandsche Bank, with conduct supervision by the Netherlands Authority for the Financial Markets. The bank focuses on a limited set of consumer products: online savings accounts for residents of the Netherlands and residential mortgages distributed directly and via independent advisors under labels such as NN Hypotheken and Woonnu. Services are digital-only through web and mobile, and the bank does not operate branches; customer service and documentation are primarily in Dutch. Eligible deposits are covered by the Dutch Deposit Guarantee Scheme up to €100,000 per person per bank. Mortgage offerings include standard annuity and linear loans with common Dutch fixed-rate periods and options linked to energy-efficiency improvements, subject to underwriting and regulatory limits. The bank does not provide a current account or payment cards, and it does not offer business banking. As part of NN Group, the bank also originates and services mortgages for institutional investors alongside its own balance-sheet lending, which can influence product availability and volumes; retail customers contract with Nationale-Nederlanden Bank for its own-branded products. Pricing, interest rates, and acceptance criteria are published by the bank and can change; identity verification and Dutch residency/IBAN requirements typically apply, and international services are limited.