Mirabaud & Cie (Europe) SA

Mirabaud & Cie (Europe) SA is the European private banking arm of the Mirabaud Group, headquartered in Luxembourg and authorised as a credit institution under the supervision of the Commission de Surveillance du Secteur Financier; deposits are protected by the Luxembourg deposit guarantee scheme (FGDL) and investment services fall under the national investor-compensation regime, in each case subject to statutory limits and conditions. The bank focuses on cross-border wealth management for private clients, families, and professional intermediaries, offering discretionary and advisory portfolio management, execution and custody for securities and funds, access to third‑party products and in‑house strategies, foreign exchange and money‑market services, and secured credit solutions such as Lombard lending. Client onboarding and ongoing suitability follow MiFID II conduct rules and Luxembourg AML/CTF standards, with tax transparency processes aligned to FATCA and the Common Reporting Standard. Service delivery includes portfolio reporting and secure e‑banking; pricing generally combines management or advisory fees with custody, transaction charges, and foreign‑exchange spreads disclosed in mandate documentation. The institution operates from Luxembourg with cross‑border permissions and selected EU branches, and can interface with external asset managers where applicable. Capital, liquidity, and risk governance are subject to CRR/CRD and local CSSF circulars. It does not position itself as a mass‑market retail bank and offers limited payment functionality. Prospective clients should assess minimum relationship sizes, documentation requirements, and risks including market, credit, liquidity, currency, and counterparty risk, noting that investment values can fluctuate and losses are possible.