Milleis Banque

Milleis Banque is a French private bank created from the former Barclays retail and wealth business in France and rebranded in 2018 after its sale to funds advised by AnaCap Financial Partners. It operates on a relationship-banking model aimed at affluent and wealth-management clients, with services delivered through dedicated advisors, a network of branches, and remote channels. The offering includes current accounts, international transfers, and premium cards; regulated and taxable savings (such as Livret A, LDDS, and housing savings plans subject to eligibility); term deposits; securities accounts (CTO) and equity savings plans (PEA); French life insurance and capitalisation contracts with multi-asset support; investment advisory and discretionary portfolio management; and access to funds, listed securities, and structured products. Financing solutions typically cover residential mortgages, investment-property loans, Lombard-backed credit lines, and consumer credit, subject to credit assessment. Digital banking via web and mobile provides standard functionality (payments, transfers, document access, secure messaging, and strong customer authentication). Pricing follows a private-banking tariff structure with account packages, premium card fees, custody fees for securities accounts, FX mark-ups on international use, and life-insurance entry/management/arbitrage fees; mortgage prepayment and early termination fees may apply, and the bank publishes a fee schedule that should be reviewed before onboarding. Account opening is subject to eligibility, KYC/AML checks, and source-of-funds verification; non-resident or cross-border situations are handled case by case under CRS/FATCA and local constraints. Milleis is licensed in France as a credit institution and investment services provider, supervised by the ACPR and AMF; deposits are protected by the French deposit guarantee scheme (FGDR) up to €100,000 per depositor per institution, and investor-compensation coverage applies within statutory limits. The model targets clients seeking consolidated wealth services rather than low-cost day-to-day banking, and access, pricing, and product availability can vary by client profile.