Marchfelder Bank eG

Marchfelder Bank eG is a regional cooperative bank serving the Marchfeld area of Lower Austria, organized on a member-owned model and focused on retail and small-business banking. Its offering covers current accounts, savings and term deposits, debit cards (e.g., Debit Mastercard), domestic and SEPA payments, online and mobile banking with strong customer authentication under PSD2, consumer loans, mortgages, overdrafts, and financing for SMEs; securities custody, investment funds, and insurance brokerage are typically provided via partner institutions. Access is available through a small local branch network, web banking, iOS/Android apps, and phone/email support during business hours; cash services are handled in branch, and withdrawals are possible across the Austrian Bankomat network, with separate fees applying to certain services such as foreign ATM withdrawals, manual transfers, or paper statements. Pricing generally follows account packages with monthly maintenance fees and add-on charges for optional features; current tariffs and interest rates are published by the bank and are subject to change. Onboarding follows Austrian KYC/AML rules, with account opening in branch and, where offered, remote identification for residents; services for non-residents may be restricted. Deposits are protected up to EUR 100,000 per depositor under the statutory Austrian deposit guarantee; legal exclusions and investor compensation rules apply. The institution is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank and is subject to EU banking regulation (CRR/CRD, PSD2). As a small regional bank, geographic coverage and product breadth are narrower than at nationwide providers, and language support beyond German may be limited, making it primarily oriented to households and businesses in the Marchfeld region rather than cross-border or multi-currency use.