Maerki Baumann & Co. AG

Maerki Baumann & Co. AG is a Swiss private bank based in Zurich and supervised by the Swiss Financial Market Supervisory Authority (FINMA), with client deposits covered by the Swiss depositor protection scheme (esisuisse) up to the statutory limit. The bank focuses on wealth management and custody for private clients and external asset managers, offering discretionary and advisory mandates, multi-currency accounts, securities execution, and standard private banking services such as payments and safekeeping; lending is typically provided via Lombard (portfolio-backed) facilities, with availability and terms subject to underwriting. Its investment offering uses open-architecture instruments (direct securities, funds, ETFs) and includes optional sustainability-focused mandates, while product access and research depth are characteristic of a mid-sized Swiss private bank rather than a universal bank platform. Maerki Baumann also provides selected digital-asset services, including custody and trading for a limited range of cryptocurrencies and banking services for blockchain-related companies, with onboarding constrained by Swiss KYC/AML requirements and enhanced source-of-funds documentation for crypto-related activity. Service is delivered through relationship managers supported by e-banking and mobile channels; it does not operate as a low-cost self-directed trading platform. Pricing consists of management and custody fees plus execution, FX, and product costs; rates vary by mandate, asset volumes, and markets, and a tariff is provided upon request. Client acceptance depends on residence, tax status, and risk profile, with typical minimum relationship sizes applied; cross-border servicing follows Swiss and target-country rules and may exclude certain jurisdictions (including some U.S. residents). Key considerations include a limited physical footprint centered on Zurich, a narrower credit product set than large universal banks, and the operational and regulatory complexity associated with digital-asset services, which can affect onboarding times and transactional due diligence.