Loomis FX, Gold and Services

Loomis FX, Gold and Services is the consumer and business arm of Loomis focused on physical currency, precious metals logistics, and cash management rather than banking. The FX offering supplies travel cash and wholesale banknotes that can be ordered online or through partners, with pickup or insured delivery where available; pricing is set via a spread over market rates and may include delivery, small-order, or buyback fees, with major currencies generally in stock and longer lead times for exotic notes. Orders are subject to identification checks and anti‑money‑laundering controls, and cancellations or refunds follow stated terms. The gold segment centers on handling physical bullion—purchase, secure storage, transport, and buyback—depending on local market availability; prices track live metal markets plus a premium and can carry minimums, and bullion is not a deposit and is outside deposit guarantee schemes, with tax treatment varying by jurisdiction. Broader services target merchants and financial institutions, including cash‑in‑transit, ATM replenishment, cash recycling, and note/coin processing under insurance and security protocols; Loomis is not a bank and operates under cash handling and AML/KYC requirements. Coverage, cut‑off times, accepted payment methods, and settlement practices differ by country, and service is delivered via web, phone, and partner locations. This setup suits users who need physical banknotes or metal with insured logistics; it does not provide account-based FX, multi-currency accounts, or speculative trading tools. Key variables to review are total cost (spread plus any fees), regional availability, order limits, delivery options, and counterparty terms; prospective customers should verify current rates and requirements and compare with banks, specialist FX bureaus, and bullion dealers.