LA CASSA RURALE - CREDITO COOPERATIVO ADAMELLO GIUDICARIE VALSABBIA PAGANELLA - SOCIETA' COOPERATIVA

LA CASSA RURALE - CREDITO COOPERATIVO ADAMELLO GIUDICARIE VALSABBIA PAGANELLA - SOCIETA' COOPERATIVA is an Italian cooperative credit institution operating across Trentino and adjoining areas such as Valli Giudicarie, Valsabbia, Paganella and the Adamello territory, with a branch-led model supported by online and mobile banking. As a mutual bank owned by its members (soci), it is not listed and follows the one-member/one-vote governance typical of cooperative entities. It offers standard retail and SME services including current and savings accounts, domestic and SEPA payments, debit and credit cards on major circuits, consumer loans, mortgages, business financing and agribusiness lending, along with distribution of investment, pension and insurance products through group and third-party partners. The bank is part of the Gruppo Cassa Centrale Banca – Credito Cooperativo Italiano, benefiting from the group’s risk management and institutional protection mechanisms, and is supervised within Italy’s prudential framework under Banca d’Italia and the EU’s Single Supervisory Mechanism at group level. Deposits are covered up to the statutory limit by the Fondo di Garanzia dei Depositanti del Credito Cooperativo in line with EU rules, and electronic payments comply with PSD2 strong customer authentication; investor protections and risks depend on the specific financial instruments subscribed under MiFID II. Pricing, interest rates and eligibility vary by product and customer profile, with pre-contractual information and “Fogli informativi” published as required by Italian transparency regulations. Account opening and service availability are primarily targeted to residents and local businesses, with cross-border services, non-resident onboarding and non-SEPA transfers subject to additional checks, fees and processing times; the overall experience and feature set reflect the cooperative network’s platforms and policies rather than a single national offering.