Intesa Sanpaolo S.p.A., Sucursal en España

Intesa Sanpaolo S.p.A., Sucursal en España is the Spanish branch of the Italian banking group Intesa Sanpaolo S.p.A., operating in Spain under EU passporting as a branch rather than a separate legal entity, so obligations rest with the parent. It focuses primarily on corporate and institutional business, offering services such as bilateral and syndicated lending, cash management and payments, trade and export finance, project and structured finance, treasury and liquidity solutions, foreign exchange and interest rate hedging, and access to the group’s capital markets capabilities; it does not operate a mass‑market retail network in Spain. As an EU branch, it is subject to home‑country prudential supervision (Intesa Sanpaolo is directly supervised by the European Central Bank under the Single Supervisory Mechanism, with the Bank of Italy as home authority) and host‑country conduct oversight by Banco de España; investment services provided in Spain fall under the remit of the CNMV. Eligible deposits booked at the Spanish branch are protected by Italy’s deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi) up to €100,000 per depositor, and investor‑compensation coverage, where applicable, references the Italian regime; coverage rules and exclusions follow home‑state law. Payment capabilities include SEPA and cross‑border SWIFT; availability of SEPA Instant and specific cut‑offs depends on the client mandate. Onboarding follows standard corporate KYC/AML requirements, with service typically delivered via relationship managers and corporate e‑banking; documentation, pricing, and limits are negotiated case by case. The branch’s financials are consolidated into the parent’s IFRS and Pillar 3 disclosures; local reporting in Spain is limited to regulatory filings. Clients should note that tax reporting and consumer‑protection rules for services rendered in Spain follow Spanish law, while deposit protection is provided by the Italian scheme.