HANDELSBANKEN, FILIAL AF SVENSKA HANDELSBANKEN AB (PUBL),SVERIGE

HANDELSBANKEN, filial af Svenska Handelsbanken AB (publ), Sverige is the Danish branch of the Swedish bank Svenska Handelsbanken AB (publ). It operated in Denmark under EU passporting, with prudential supervision by Sweden’s Finansinspektionen and host‑country conduct oversight by Finanstilsynet; deposits placed with the branch fell under Sweden’s deposit guarantee scheme in line with the EU EUR 100,000 coverage level. The branch historically offered retail and corporate banking, including current and savings accounts, domestic and cross‑border payments, debit and credit cards with strong customer authentication, lending to households and businesses, foreign exchange, and cash management, delivered through local branches, online banking, and a mobile app using MitID. Pricing followed published tariffs and individual agreements, with standard fees for accounts, cards, and payments and negotiated terms for business clients. Following a strategic decision announced in 2021 and completed during 2023, most Danish customer relationships, employees, and branches were transferred to Jyske Bank, and the Danish branch entered a wind‑down or transfer phase for remaining exposures; new product distribution in Denmark has been curtailed and day‑to‑day servicing of transferred retail customers is handled by Jyske Bank. The branch used Danish payments infrastructure for DKK transactions and SEPA/SWIFT for international transfers, applied PSD2 security controls and 3‑D Secure for cards, and continues to publish statutory notices and maintain contact points for legacy customers in line with applicable Swedish and Danish regulations.