Credit Suisse Bank (Europe), S.A.

Credit Suisse Bank (Europe), S.A. is a Spanish-incorporated credit institution based in Madrid and, following UBS Group AG’s 2023 acquisition of Credit Suisse, forms part of the UBS group. The entity has been used as an EU platform for selected wealth management and investment banking activities, operating under a Spanish banking license with passporting to serve clients in certain EU countries. Its business is oriented toward high-net-worth and institutional clients rather than mass-market retail, with services that typically include multi-currency accounts and custody, investment advisory and discretionary portfolio management, brokerage and structured products, foreign exchange and derivatives, and secured lending such as Lombard and portfolio-backed facilities; corporate and institutional mandates may involve capital markets and financing solutions delivered alongside other group entities. The bank is supervised within the euro area’s Single Supervisory Mechanism—Banco de España acts as the national competent authority with the European Central Bank exercising oversight—and it is subject to applicable EU and Spanish regulations including CRR/CRD, MiFID II, AML/CTF, and tax transparency (CRS/FATCA). Eligible deposits are covered by Spain’s Deposit Guarantee Fund up to €100,000 per depositor per institution; investment products and securities are not protected by the deposit guarantee and are subject to market and counterparty risks, with asset safekeeping handled under segregation rules. Pricing, onboarding thresholds, and service features are tailored and generally not publicly disclosed, and everyday retail payments functionality is limited, with access primarily via relationship managers and an e-banking platform. Following the UBS combination, the European operations are in integration, so product scope, booking arrangements, and branding may be adjusted subject to regulatory approvals and client migration plans; prospective clients should rely on current contractual and regulatory documentation.