Cholet Dupont Oudart

Cholet Dupont Oudart is a French independent wealth management and brokerage group formed from the combination of Cholet-Dupont and Oudart, serving private clients, families, entrepreneurs, and certain institutions with discretionary portfolio management, investment advisory, and order execution. The firm operates under French and EU rules (including MiFID II), with authorization and supervision by the French regulators (AMF and, where applicable, ACPR). Assets are typically held with partner custodians, and life-insurance-based investment wrappers are distributed via third-party insurers. The product architecture combines proprietary strategies and third‑party funds with direct investments in equities, bonds, and structured products; common account formats include standard securities accounts, PEA/PEA‑PME, and life insurance contracts. Pricing is mandate- and product‑specific and generally includes an assets‑under‑management fee for discretionary mandates, transaction commissions for brokerage, potential custody or platform charges, and embedded product costs; performance fees may apply on some strategies. Onboarding follows KYC/AML and suitability requirements, with periodic reporting and regulatory disclosures; a secure online portal is typically provided for portfolio information and documentation. The business model is focused on portfolio management and market services rather than universal banking: payment accounts, cards, and broad lending are not core offerings, and ancillary banking functions, when needed, are handled through partners. Investors should weigh market, credit, and liquidity risks, as well as the specific terms, tax treatment, and protection mechanisms applicable to each wrapper; investor compensation or guarantee schemes, where applicable under French law, depend on the custodian or insurer and have limits. Prospective clients should review the fee schedule, mandate documents, best‑execution and conflicts‑of‑interest policies, and the list of partner custodians and insurers before engaging.