CASSA RAIFFEISEN DI PARCINES SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE PARTSCHINS GENOSSENSHAFT)

Cassa Raiffeisen di Parcines Società Cooperativa (in lingua tedesca Raiffeisenkasse Partschins Genossenschaft) is a local cooperative bank based in Parcines/Partschins, South Tyrol, operating within the Raiffeisen network of Alto Adige and subject to Italian and EU banking supervision. Its activity is focused on retail and small-business customers in the surrounding area, including households, farms, artisans, and local enterprises. The bank provides current and savings accounts, payment services (SEPA transfers, domestic Bancomat/PagoBANCOMAT withdrawals and POS payments), debit and credit cards issued directly or via partners, mortgages, consumer credit, and working-capital and investment loans for businesses. Investment and insurance solutions are typically offered in intermediary capacity through group or third-party providers with applicable MiFID and insurance mediation rules. Digital channels (internet and mobile banking) cover account access and payments, while branch interaction remains central for onboarding and credit assessment; service is generally available in Italian and German. As a cooperative, customer-members may subscribe shares and participate in governance on a one-member-one-vote basis; membership is not required to use standard banking services. Deposits are protected up to EUR 100,000 per depositor under the applicable Italian deposit guarantee scheme in line with EU rules. Pricing, interest conditions, and key information documents are published in the mandatory pre-contractual disclosures available online and in branch, and availability of products may depend on customer profile, documentation, and residence, reflecting the bank’s local operating scope.