CASSA DI TRENTO, LAVIS, MEZZOCORONA, VALLE DI CEMBRA E ALTA VALLAGARINA - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

Cassa di Trento, Lavis, Mezzocorona, Valle di Cembra e Alta Vallagarina – Banca di Credito Cooperativo – Società Cooperativa is a cooperative bank operating primarily in the Province of Trento, formed through the consolidation of several local cooperative institutions. It focuses on households, professionals, small and midsize enterprises, agriculture and local bodies, serving its territory through a branch network in the named areas and digital channels delivered via group platforms. The offering includes current and payment accounts, debit and credit cards on international circuits, savings and term deposits, personal loans, mortgages, business lending (including credit lines and guarantees), POS and e-commerce acquiring, and cash management with SEPA transfers and direct debits; investment products and insurance are distributed through group and third-party providers, and leasing or factoring are available via specialized partners. Governance follows the cooperative model with a one-member/one-vote system and a statutory territorial focus; membership is subject to eligibility requirements set by the bank. The institution is affiliated with the Cassa Centrale Banca – Credito Cooperativo Italiano group and is subject to prudential supervision by the Bank of Italy and the European Central Bank under the Single Supervisory Mechanism. Deposits are covered by the Fondo di Garanzia dei Depositanti del Credito Cooperativo up to 100,000 euro per depositor, in line with EU rules. Pricing, rates and access conditions are outlined in mandatory pre-contractual transparency documents; onboarding typically requires a local nexus. The bank’s risk profile reflects a concentration in its home market alongside the shared controls and services of the cooperative group.