Caixa Rural Galega, Sociedad Cooperativa de Crédito Limitada Gallega

Caixa Rural Galega, Sociedad Cooperativa de Crédito Limitada Gallega, is a Spanish cooperative credit institution operating primarily in Galicia and supervised by Banco de España. It offers standard retail and SME banking services, including current and savings accounts, term deposits, debit and credit cards, consumer and business loans, and residential mortgages, along with online and mobile banking for account management and payments under the SEPA framework. As a cooperative, customers may become member-owners by subscribing cooperative shares and participating in governance in accordance with its statutes; banking services are available to members and non-members, with governance rights limited to members. Deposits are protected by the Spanish Deposit Guarantee Fund for Credit Institutions up to €100,000 per depositor and entity, and the institution applies customer due diligence and strong customer authentication under applicable EU and Spanish regulations (including PSD2). The bank provides services to the agrifood and rural sectors in addition to general retail and small-business clients, and may distribute insurance and investment products through affiliated providers subject to MiFID II and insurance distribution rules. Fees, interest rates, eligibility criteria, and contractual conditions vary by product and are set out in official tariffs and precontractual information; prospective customers should review these documents and the bank’s schedule of charges, as well as requirements for identification and documentation, before opening accounts or contracting credit.