BS Bank Schaffhausen AG

BS Bank Schaffhausen AG is a Swiss bank based in the canton of Schaffhausen and organized as an Aktiengesellschaft under Swiss law. It is licensed and supervised by FINMA and participates in the Swiss deposit insurance scheme esisuisse, which protects eligible client deposits up to CHF 100,000 per client per bank. The bank provides retail, private, and corporate banking services, including current and savings accounts, payment services, debit and credit cards, mortgages and other lending, custody and brokerage, investment advisory, and discretionary portfolio management. Access is via local advisory and standard digital channels (online and mobile banking) for everyday transactions, while more complex needs are handled through relationship managers. For businesses, the offering typically covers operating accounts, cash management, domestic and cross-border payments within regulatory constraints, and financing solutions for SMEs. Pricing is set per product and service; common charges apply for account packages, cards, securities custody, and foreign currency transfers, so customers should review the current tariff before onboarding. Account opening generally requires verified identification, documentation of source of funds, and compliance with Swiss AML and tax reporting requirements (including CRS/FATCA where applicable); availability for non-residents may be restricted. The institution’s footprint is focused on the regional market, which can limit branch access and specialized international services, but it provides the core set of Swiss retail and wealth services expected of a local bank.