BIGBANK AS Suomen sivuliike

BIGBANK AS Suomen sivuliike is the Finnish branch of BIGBANK AS, an Estonian credit institution focused on savings products and consumer lending and operating in Finland through digital channels without a local branch network. The branch offers euro-denominated savings accounts and fixed-term deposits, as well as unsecured consumer loans, with applications and account management handled online; pricing and terms are published on the bank’s website and can change. As a branch of an Estonian bank, it is licensed and prudentially supervised by the Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon), appears in the Finnish Financial Supervisory Authority’s register for branches, and deposits are covered by Estonia’s deposit guarantee scheme (Tagatisfond) up to EUR 100,000 per depositor under the EU Deposit Guarantee Schemes Directive. Accounts are typically opened with strong electronic identification used in Finland, funds move via SEPA transfers, and the offering does not extend to daily banking services such as current accounts or payment cards. Fixed-term deposits are subject to agreed maturities and early termination conditions defined in the contract, while the accessible savings account pays a variable rate and allows transfers subject to the bank’s rules. Customer service and online banking are available in Finnish, and standard consumer lending assessments (identity, affordability, and credit checks) apply for loan products. The bank is headquartered in Tallinn, and the Finnish branch is registered in the Finnish Trade Register; legal documentation, interest calculation methods, fees, and service hours are set out in the Finnish-language terms and price lists provided by the bank.