Banque Tarneaud

Banque Tarneaud is a French regional bank headquartered in Limoges, historically part of the Crédit du Nord group and now integrated into Société Générale’s unified SG retail network. It operates a branch footprint across western and central France and distributes a full-service retail and professional banking offering: current accounts, payment cards, regulated and unregulated savings (Livret A, LDDS, PEL/CEL, term deposits), consumer credit and home loans, insurance and protection policies via group partners, and investment solutions including securities accounts and PEA. Business customers have access to professional and SME accounts, cash management, merchant services, equipment and real estate financing, and international services through the Société Générale group. Digital banking is available via web and mobile with strong customer authentication and 3-D Secure for card payments; branch and adviser-based support remains part of its operating model. Pricing follows the French market’s package and à-la-carte structure, with published fee schedules and optional service bundles that vary by customer profile. Deposits are covered by the Fonds de Garantie des Dépôts et de Résolution (FGDR) up to the statutory limits per depositor, and investment services are provided under the oversight of the ACPR and the AMF. Following the merger of the Société Générale and Crédit du Nord retail networks, branding, product ranges, and back-office tools are being harmonized under the SG banner, with customer migrations executed in phases.