Bank of China (Europe) S.A

Bank of China (Europe) S.A. is a Luxembourg-incorporated credit institution within the Bank of China group, headquartered in Luxembourg and operating branches in several EU member states, including Belgium, France, Italy, the Netherlands, Poland, Portugal, Spain, and Sweden. It provides corporate and institutional banking (cash management, trade finance, guarantees, documentary credits, collections, supply-chain finance, cross-border settlements, foreign exchange and hedging) and, in selected locations, retail services such as current and savings accounts, term deposits, remittances, and payment cards, supported by online and mobile banking. Accounts are typically available in multiple currencies (notably EUR, USD, and CNY), with SEPA and SWIFT payment capabilities and RMB account/settlement options for clients dealing with Mainland China and Hong Kong. The bank is supervised by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg and operates cross-border under EU passporting; eligible deposits held with the bank, including its EU branches, are covered by Luxembourg’s Fonds de garantie des dépôts Luxembourg up to EUR 100,000 per depositor, and investment services fall under the Luxembourg investor compensation scheme up to EUR 20,000, subject to statutory limits and exclusions. Account opening is subject to standard EU and Luxembourg know-your-customer and anti–money laundering requirements, with additional documentation commonly requested for non-residents and corporate entities; availability, product features, interest rates, and fees vary by branch and are set out in local tariff schedules. Service channels include branch offices and remote support, with documentation generally available in English, Chinese, and the local language of each branch. The institution’s activities in Europe are oriented toward facilitating trade and investment flows between Europe and China while serving local clients within the scope of its licenses.