BANCO DI CREDITO P.AZZOAGLIO - S.P.A.

BANCO DI CREDITO P.AZZOAGLIO - S.P.A. is a regional Italian joint-stock bank operating primarily in Northern Italy, commonly known as Banco Azzoaglio, with a branch-led model complemented by online and mobile banking. Its offering covers current and savings accounts with IBAN, domestic and cross-border payments (standard SEPA services and international transfers via correspondent banks), debit and credit cards, personal and mortgage lending, SME and corporate credit lines, and ancillary services such as insurance brokerage and basic investment and wealth services subject to MiFID rules. Fees follow typical Italian market practice, with account maintenance charges, payment and ATM usage fees, and product-specific pricing disclosed in official tariff schedules; interest rates and promotions vary by product and are subject to change. Account opening and ongoing operations require standard KYC/AML documentation, and eligibility may depend on residency and risk profiling. Digital channels support routine tasks such as transfers, card controls, and statements; more complex needs (specialized treasury, multi-currency capabilities, or advanced analytics) may be limited compared with larger national or international banks, and international coverage relies on partner networks. The bank is supervised by the Bank of Italy within the European Single Supervisory framework and participates in the Italian Deposit Guarantee Scheme (Fondo Interbancario di Tutela dei Depositi), which protects eligible deposits up to €100,000 per depositor per bank. This profile suits households, professionals, and SMEs seeking relationship banking in the bank’s footprint, while users needing extensive global services or fintech-style features should review specific capabilities, tariffs, and service levels directly with the bank before onboarding.