Banca March, S.A.

Banca March, S.A. is a privately owned Spanish bank founded in 1926 and headquartered in Palma de Mallorca, operating under the supervision of the Banco de España and the European Central Bank within the Single Supervisory Mechanism; eligible deposits are protected by Spain’s deposit guarantee scheme up to €100,000 per depositor. The bank focuses on private banking, wealth management, and corporate banking for mid-market and family-owned companies, complemented by investment services delivered through group asset management and private equity entities and a Luxembourg fund platform. Its product set covers current and savings accounts, term deposits, cards, online and mobile banking, brokerage and custody, discretionary and advisory portfolio management, proprietary and third‑party funds, structured products, Lombard lending, mortgages for qualified clients, and corporate services such as working capital, trade finance, FX and interest‑rate hedging, and treasury solutions. A defining feature is a co‑investment approach that allows qualified clients to participate alongside the bank in selected real‑asset and private equity opportunities, subject to eligibility and risk disclosures. The branch network is concentrated in the Balearic Islands and major Spanish cities, with distribution oriented to relationship banking rather than mass‑market coverage; digital channels support standard payments, account management, and portfolio reporting, while complex services are typically delivered through dedicated bankers. Pricing follows a relationship model, with account maintenance, custody, advisory, and management fees disclosed in tariff documents; break costs or early‑redemption penalties may apply on certain deposits and structured products. The bank states a conservative risk and funding profile and publishes capital, liquidity, and asset‑quality metrics in its annual report and Pillar 3 disclosures; sustainability and SFDR‑related information is available for its investment products in line with EU regulations. Account opening is available to residents and non‑residents subject to KYC/AML checks and source‑of‑funds verification, and service is provided in Spanish with support for other languages in key offices. The model suits clients seeking integrated private banking and corporate services with access to proprietary and co‑investment opportunities; those prioritizing a large retail branch footprint or fully self‑service digital tooling may find the offering less aligned with their preferences.