BANCA DI PISA E FORNACETTE CREDITO COOPERATIVO - SOCIETA' COOPERATIVA PER AZIONI

BANCA DI PISA E FORNACETTE CREDITO COOPERATIVO - SOCIETA' COOPERATIVA PER AZIONI is an Italian cooperative bank that operates primarily in Tuscany, with a focus on the province of Pisa and surrounding areas. It is part of the Iccrea cooperative banking group and operates under the Single Supervisory Mechanism framework with prudential supervision by the Bank of Italy; within the group it participates in the institutional protection scheme designed to support member banks. The bank’s offering covers standard retail and business services such as current accounts, savings and time deposits, mortgages, consumer and SME lending, payment services (SEPA transfers and, where enabled, instant payments), cards and merchant acquiring, online and mobile banking, and the distribution of investment and insurance products under MiFID II and IDD rules through group and third-party providers. Deposits are protected by the Fondo di Garanzia dei Depositanti del Credito Cooperativo up to EUR 100,000 per depositor, per bank, in line with EU legislation; investment and insurance products are not deposits and are not covered by the deposit guarantee. As a “società cooperativa per azioni,” membership is available to qualifying clients who subscribe cooperative shares that are not listed and may be subject to limits on transfer and redemption under the bylaws; voting follows the cooperative principle rather than proportional shareholding. Fees, interest rates, and limits vary by product, usage, and customer profile, and statutory stamp duties may apply to accounts and securities custody. Account opening follows standard AML/KYC procedures and typically requires valid identification; availability for non-residents may be restricted by policy.