BANCA DI CREDITO COOPERATIVO DI SAN MARCO DEI CAVOTI E DEL SANNIO-CALVI - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI SAN MARCO DEI CAVOTI E DEL SANNIO-CALVI - SOCIETA’ COOPERATIVA is a local cooperative credit institution headquartered in the Sannio area of Campania, with a branch footprint concentrated around San Marco dei Cavoti, Calvi and neighboring municipalities in the province of Benevento. Operating under the Italian BCC model, it provides retail and small-business banking services including current and savings accounts, term deposits, domestic and SEPA payments, debit and credit cards, ATM access on national circuits, POS acquiring for merchants, personal loans, mortgages, working-capital lines, and agribusiness financing; investment products and insurance policies are distributed via group and third-party partnerships, and leasing or factoring solutions are typically offered through specialized affiliates. The bank offers internet and mobile banking with strong customer authentication in line with PSD2, while branch channels remain central for onboarding and advisory; account opening generally requires codice fiscale, valid ID, and standard anti–money laundering documentation (with corporate registry documents for businesses). As a cooperative, ownership is held by members (“soci”) with governance on a one-member-one-vote basis; some conditions or initiatives may be reserved for members. It is supervised by the Bank of Italy for prudential matters and by CONSOB for investment services, operates within a cooperative banking group framework introduced by Italian law, and adheres to the Fondo di Garanzia dei Depositi del Credito Cooperativo, which protects eligible deposits up to EUR 100,000 per depositor in line with EU rules. Pricing, fees and interest conditions are published in the Fogli Informativi and transparency documents and vary by product and customer profile; more specialized services are typically accessed through the cooperative network’s partner entities.