BANCA DI CREDITO COOPERATIVO DI OSTRA E MORRO D'ALBA - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI OSTRA E MORRO D'ALBA - SOCIETA' COOPERATIVA is an Italian cooperative credit bank (BCC) based in the Marche region, serving Ostra, Morro d’Alba and surrounding areas in the province of Ancona. As a mutual cooperative, it operates on a one-member-one-vote basis, with local members electing governance bodies and influencing strategic priorities, while offering standard access to services for non-member customers. The bank provides retail and small-business banking products including current and savings accounts, time deposits, debit/credit and prepaid cards, domestic and SEPA payments (including F24, MAV/RAV, PagoPA), online and mobile banking, and ATM access; lending covers mortgages, personal loans, and financing for SMEs, artisans and agriculture, with leasing, factoring, insurance and investment services typically arranged through partner networks. It is authorized and supervised under Italian and EU banking rules by the Bank of Italy within the European supervisory framework; deposits are protected by the Fondo di Garanzia dei Depositanti del Credito Cooperativo up to EUR 100,000 per depositor, in line with EU limits. Transparency, consumer protection and PSD2 strong customer authentication requirements apply to pricing and digital services. The institution publishes financial statements and regulatory disclosures through statutory channels. Its operating footprint is local, with a credit portfolio oriented to households and the regional productive base, and conditions, fees and product availability are defined by tariff schedules and policies that can vary over time and by customer segment.