Volksbank Butzbach eG

Volksbank Butzbach eG is a regional cooperative bank based in Butzbach, Hesse, operating within the Volksbanken Raiffeisenbanken network. It focuses on retail and small to mid-sized enterprise banking in its market area, providing current and savings accounts, domestic and cross-border payment services (including girocard, credit cards, and contactless options), consumer loans, residential mortgages, and business financing such as working capital lines, investment loans, and on-lent promotional programs (e.g., from KfW). Investment and insurance solutions are typically distributed via DZ BANK Group partners, including Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall; securities custody and brokerage are available. Access channels include branches in the region, ATMs/service terminals, online banking, and the VR Banking app. As a registered cooperative (eG), customers can become members with voting rights; governance is via a Management Board and Supervisory Board and an annual general meeting. Deposits are covered by Germany’s statutory deposit guarantee up to 100,000 euros per depositor through BVR Institutssicherung GmbH, supplemented by the institutional protection scheme of the cooperative group; the bank is subject to prudential supervision by BaFin and the Deutsche Bundesbank. International transfers are processed via SEPA and correspondent arrangements within the cooperative network. Pricing, interest rates, and eligibility depend on product and risk assessment, with current conditions disclosed in the bank’s price notices.