Slatinska banka d.d.

Slatinska banka d.d. is a Croatian commercial bank headquartered in Slatina that operates as a smaller regional institution focused on retail customers and micro and small businesses, including agriculture in its home area. Its core offer includes current and savings accounts in euro, term deposits, domestic and SEPA transfers, debit cards, and lending such as consumer, housing and cash loans for individuals and working-capital and investment loans for businesses. Services are delivered through a modest branch network and digital channels (internet and mobile banking) with authentication aligned to PSD2 strong customer authentication requirements; card payments support 3‑D Secure for online transactions. The bank is licensed and supervised by the Croatian National Bank and follows applicable EU and Croatian regulations on reporting, conduct, AML/CFT, FATCA/CRS, and data protection. Deposits are covered by the Croatian statutory deposit guarantee up to EUR 100,000 per depositor per bank. Pricing is set out in the published tariff, with fees and interest terms varying by account package, transaction type, and loan product; cut-off times and execution standards for payments are defined in the bank’s schedule. Since euro adoption in Croatia in 2023, domestic accounts and payments are in euro, with legacy kuna balances converted according to law. Public disclosures, including financial statements and regulatory reports, are available via the bank and the central bank registers; account opening, especially for non-residents or legal entities, is subject to due diligence and may require a branch visit. Availability of partner ATMs, foreign currency services, and specific digital features depends on current arrangements and should be confirmed against the latest information provided by the bank.