SEB KORT BANK, DANMARK, FILIAL AF SEB KORT BANK AB, SVERIGE

SEB Kort Bank, Danmark, filial af SEB Kort Bank AB, Sverige is the Danish branch of SEB Kort Bank AB, a card-focused bank within SEB Group. The branch concentrates on payment cards and related credit solutions rather than full-service retail banking, distributing primarily Mastercard-based products under the Eurocard brand to private individuals and businesses, alongside corporate travel accounts, virtual card solutions, centralized lodge accounts, and expense management tools with common ERP and T&E integrations. Product configurations typically include charge (full monthly settlement) and revolving credit variants, with standard features such as contactless payments, 3‑D Secure/strong customer authentication, transaction alerts, and support for major mobile wallets; pricing, interest, and fees are set out in Danish tariff schedules and vary by card type and liability model (company or individual). For corporate clients, the offering includes consolidated reporting, centralized billing, spending controls, and VAT and reconciliation support; settlement is available in DKK and other major currencies, and foreign transaction fees may apply at the rates stated in the price lists. The branch operates in Denmark under EU passporting from Sweden, with Finansinspektionen (Sweden) as home supervisor and Finanstilsynet (Denmark) overseeing local conduct; applicable rules include the Danish Payment Services Act, PSD2/SCA, AML/KYC requirements, and GDPR. Deposit-taking is not a core feature of this branch, so deposit guarantee coverage is generally not relevant to typical card usage; cardholder protections follow scheme chargeback rules and Danish consumer credit legislation. Customer service is provided via web and app self-service channels and call support in Danish/English, with formal complaints escalated first to the bank and, if unresolved, to the Danish Complaint Board of Banking Services (Pengeinstitutankenævnet). This setup positions the Danish branch as a specialist provider of card issuance and corporate payment solutions within the broader SEB Group framework, with documentation and contractual terms governing eligibility, credit assessment, fees, and liabilities available through the bank’s Danish website.