Regiobank Solothurn AG

Regiobank Solothurn AG is a Swiss regional bank headquartered in Solothurn that focuses on retail and SME banking within its home market. Its offering covers day-to-day banking (current and savings accounts, private account packages, youth/student options), payments and cards (Debit Mastercard and credit cards issued via a partner, TWINT, domestic and cross-border transfers, SEPA), and digital channels (e-banking and a mobile app with two-factor authentication, QR-bill and eBill support). Financing services include residential mortgages with fixed-rate and SARON-linked models and loans for businesses and property investors in the region. The bank also provides investment and pension solutions such as custody accounts, investment funds, and pillar 3a/vested benefits options, in part via third-party providers. For companies and associations, it offers accounts, liquidity management, payroll and payment services, and lending tailored to local needs. Regiobank Solothurn AG is organized as an Aktiengesellschaft, is supervised by FINMA, and participates in the Swiss deposit insurance scheme (esisuisse; up to CHF 100,000 per client and bank); it does not benefit from a cantonal state guarantee. Pricing, interest rates, and eligibility depend on product and client domicile; services are primarily designed for residents and businesses in the Solothurn region, with onboarding and cross-border access subject to Swiss regulatory requirements.