Raiffeisenbank Wüstenselbitz eG

Raiffeisenbank Wüstenselbitz eG is a regional cooperative bank (eingetragene Genossenschaft) serving customers in and around Wüstenselbitz/Helmbrechts in Bavaria, operating within the cooperative FinanzGruppe Volksbanken Raiffeisenbanken. Its core activities cover retail and small-business banking, including current accounts, savings and term deposits, consumer and real-estate financing, business lending, payments, and cash services. As a cooperative, customers can become members by subscribing shares; voting rights are based on the one-member-one-vote principle, and any dividend depends on annual results and the resolution of the members’ meeting. The bank provides branch-based service and digital channels for online and mobile banking; transactions typically use TAN-based two-factor authentication and SEPA payment instruments, and customers have access to the joint ATM network of the Volksbanken Raiffeisenbanken. Investment and insurance products are commonly offered via the cooperative network (e.g., DZ BANK Group entities such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall). Raiffeisenbank Wüstenselbitz eG is supervised by BaFin and the Deutsche Bundesbank and participates in the protection systems of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR): statutory deposit insurance up to 100,000 EUR per depositor is provided via BVR Institutssicherung GmbH, complemented by the BVR institutional protection scheme designed to stabilize member institutions. Pricing, account models, and interest conditions are set locally and published in the bank’s price and service list.