Raiffeisenbank Ottenbach eG

Raiffeisenbank Ottenbach eG is a regional cooperative bank based in Ottenbach and part of the German Volksbanken Raiffeisenbanken network. It focuses on retail and small-business banking, offering current accounts, savings and term deposits, consumer loans, residential mortgages, business accounts, and payment services. Investment funds and securities savings plans are typically provided via Union Investment, insurance solutions via R+V Versicherung, and building-society savings and financing via Bausparkasse Schwäbisch Hall, reflecting the standard cooperative group partnerships. Card services include girocard and commonly Visa or Mastercard credit cards issued in cooperation with DZ BANK, alongside SEPA transfers and direct debits for domestic payments and SWIFT for international transactions. Customers can access services through the branch, online banking, and a mobile app, with strong customer authentication in line with PSD2; e-statements and secure messaging are standard. Cash supply is supported through the nationwide Volksbanken Raiffeisenbanken ATM network. As a cooperative, the bank allows customers to become members by purchasing shares, with voting rights at the general meeting and potential dividend distributions subject to annual resolutions. Pricing follows the published price and service directory, with account packages and transaction-based fees common; conditions vary by product and customer profile. The institution is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR institutional protection scheme; statutory deposit protection is provided by BVR Institutssicherung GmbH, generally covering eligible deposits up to 100,000 euros per depositor per bank under applicable law.