Raiffeisenbank Kundl-Münster eGen

Raiffeisenbank Kundl-Münster eGen is a local cooperative bank in Tyrol, Austria, operating within the Raiffeisen Bankengruppe and serving customers in Kundl, Münster, and nearby communities. It focuses on retail and small-business banking, offering current accounts with package-based pricing, savings and term deposits, payment services, and debit cards, with optional credit cards available via group partners. Lending covers consumer financing, housing loans, and business credit, with terms and rates dependent on credit assessment and collateral where applicable. Securities custody, investment funds, and insurance are typically provided through Raiffeisen-affiliated entities under MiFID II and Austrian insurance distribution rules. Access is through local branches, self-service areas, ATMs, and Raiffeisen’s online and mobile banking platforms (such as Mein ELBA) that use two-factor authentication and PSD2-compliant security; card payments generally support contactless and 3D Secure, with mobile wallet compatibility depending on the issued card and provider. Fees are set out in published tariffs and can include account maintenance, card, and certain transfer or cash-service charges; SEPA payments are handled according to standard EU rules, while cross-border and foreign-currency transactions may incur additional costs. Deposits are protected up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee scheme. The bank operates under Austrian regulation and supervision by the Financial Market Authority and the Oesterreichische Nationalbank, and applies standard KYC/AML procedures. Service is primarily in German, branch opening times and contact channels are listed on its website, and appointments are commonly used for lending or investment consultations.