Raiffeisenbank Kematen-Neuhofen eGen

Raiffeisenbank Kematen-Neuhofen eGen is an Austrian cooperative bank (eingetragene Genossenschaft) serving the Kematen an der Krems and Neuhofen an der Krems area in Upper Austria as part of the Raiffeisen Banking Group. It offers retail and SME banking services including current accounts, savings and term deposits, payment services, and lending such as consumer loans and mortgages, with business customers supported by accounts, financing, and cash management. Standard SEPA credit transfers and direct debits are supported, and customers receive debit cards for point-of-sale and ATM use, with credit cards and additional services available through group partners. Online and mobile banking are provided via the Raiffeisen “Mein ELBA” platforms, covering transfers, e-documents, payments, and card controls, and strong customer authentication is applied in line with PSD2. The bank operates local branches and provides access to a broad ATM network; fees are published in a tariff schedule and typically vary by account package and service usage, while interest rates on deposits and loans follow market conditions and internal pricing. Investment and insurance products are distributed through affiliated Raiffeisen entities subject to Austrian regulation. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, and eligible deposits are protected up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee scheme (Einlagensicherung Austria). Account opening requires identification and compliance with Austrian KYC rules, with availability of remote onboarding determined by internal processes.