Raiffeisenbank Gratkorn eGen

Raiffeisenbank Gratkorn eGen is a local cooperative bank based in Gratkorn, Styria, operating as an eingetragene Genossenschaft (member-owned cooperative) within the Austrian Raiffeisen Banking Group. It focuses on retail and small business customers in its area, offering current and savings accounts, SEPA payment services, debit and credit cards, consumer loans, mortgages, and financing solutions for SMEs and agricultural clients. Services are delivered through branches and Raiffeisen’s online and mobile banking channels, with cash access via Austria’s Bankomat network. Investment and insurance products are distributed through group partners, subject to applicable suitability and regulatory requirements. The institution is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank, participates in the institutional protection scheme of the Raiffeisen sector, and is covered by the statutory deposit guarantee scheme (Einlagensicherung Austria), which protects eligible deposits up to EUR 100,000 per depositor per bank. Products are denominated in euro, with standard identification, eligibility, and credit assessments; pricing and conditions vary by product. The bank is affiliated with Raiffeisen-Landesbank Steiermark for sectoral services and operates under national and EU rules, including the Austrian Banking Act and PSD2.