Raiffeisenbank Feldkirchen-Goldwörth eGen

Raiffeisenbank Feldkirchen-Goldwörth eGen is a regional cooperative bank in Upper Austria structured as an eingetragene Genossenschaft (eGen) and affiliated with the Raiffeisen Banking Group in Upper Austria, with Raiffeisenlandesbank Oberösterreich acting as the sector’s central institution. The bank focuses on households, small and medium-sized enterprises, agricultural clients, and local associations in its catchment area, offering standard retail and SME products such as current accounts, savings and term deposits, consumer financing, residential mortgages, and working-capital and investment loans, alongside leasing solutions available via group companies and securities services distributed through Raiffeisen group providers (e.g., Raiffeisen Kapitalanlage GmbH funds and third-party securities). Payment services cover domestic and SEPA transfers, debit cards (typically Debit Mastercard) and optional credit cards, with branch service complemented by self-service machines and the group’s PSD2-compliant online and mobile banking platform Mein ELBA using strong customer authentication. Pricing follows published tariffs with package-based account fees and charges for out-of-package items; business pricing is separate and depends on usage profiles. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory scheme (Einlagensicherung Austria GmbH), with investor compensation for eligible securities services subject to statutory limits; the institution also participates in the Raiffeisen sector’s Institutional Protection Scheme. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank under the EU CRR/CRD framework, with credit decisions and customer service handled locally and IT, risk standards, and product frameworks largely aligned with the wider Raiffeisen network.