Raiffeisen-Bezirksbank Spittal/Drau, registrierte Genossenschaft mit beschränkter Haftung

Raiffeisen-Bezirksbank Spittal/Drau, registrierte Genossenschaft mit beschränkter Haftung, is a member-owned cooperative bank headquartered in Spittal an der Drau, Carinthia, operating as a regional universal bank for private clients, small and mid-sized enterprises, associations, agriculture, and municipalities. It provides current and savings accounts, term deposits, domestic and cross-border SEPA payments, debit and credit cards, online and mobile banking, consumer loans and mortgages, as well as business products such as overdrafts, investment financing, and cash management; leasing, investment funds, securities custody, and insurance are offered in cooperation with entities from the Raiffeisen network. The bank maintains a local branch and self-service/ATM presence in its market area and connects to Austria’s Bankomat network; pricing is set via published tariff lists that vary by account package and customer segment. Organized as a registered cooperative with limited liability (eGen), it has a management board overseen by a supervisory board, with statutory audits conducted by an authorized cooperative auditing association. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen sector’s institutional protection scheme, and its eligible deposits are covered by the Austrian deposit guarantee up to EUR 100,000 per depositor; investment services fall under the national investor compensation regime. Service is primarily provided in German, and international transfers are handled via standard SWIFT channels within the Raiffeisen network.