radicant bank ag

Radicant Bank AG is a Swiss digital bank licensed and supervised by FINMA and operated as a subsidiary of Basellandschaftliche Kantonalbank (BLKB). It provides app-based retail banking and investment services aimed at customers resident in Switzerland. The banking offer includes a personal account with a Swiss IBAN and a debit card for payments and cash withdrawals; the investment offer is built around portfolios and products selected using an internal sustainability methodology aligned with the UN Sustainable Development Goals and applied to collective investment schemes and issuers. Customer deposits are covered by the Swiss deposit insurance scheme (esisuisse) up to the statutory limit per client. Fees and charges are listed in the bank’s tariff and typically include account, card, ATM, foreign-exchange and investment custody/management fees as well as third‑party product costs. The service is mobile-first with digital onboarding and remote support, there is no branch network, and cash services are limited. Product scope is narrower than at universal banks, availability is primarily for Swiss residents and subject to eligibility checks, and investment values can fluctuate with no assurance of sustainability outcomes.