KBC BANK N.V. ITALIA

KBC BANK N.V. ITALIA is the Italian branch of KBC Bank N.V., the Belgian bank within KBC Group, operating under the EU single passport and based in Milan. Its activities are focused on corporate and institutional clients rather than retail, covering working-capital and term lending, participation in syndicated facilities, trade finance (documentary credits, guarantees, supply chain finance), cash management and euro payments via SEPA and cross-border channels, and treasury and financial markets services including foreign exchange and interest rate risk hedging. Relationship management, onboarding and credit decisions are handled locally in coordination with the parent bank, with pricing and limits negotiated case by case. The branch provides standard corporate e-banking and SWIFT connectivity and supports cross-border operations across KBC’s Western and Central European footprint; it does not offer consumer current accounts, cards or mortgages in Italy. As a branch of a Belgian bank, it is authorized and supervised by Belgian authorities within the ECB’s Single Supervisory Mechanism and operates in Italy under the oversight of Banca d’Italia (and Consob for investment services). Eligible deposits, if accepted, are covered by Belgium’s deposit guarantee scheme up to EUR 100,000 per depositor per bank, subject to the scheme’s terms; investor protection follows home-state arrangements. Publicly available information at branch level is limited, with financial data consolidated at KBC Bank N.V. level.