Hoist Finance AB (publ) Spółka Akcyjna Oddział w Polsce

Hoist Finance AB (publ) Spółka Akcyjna Oddział w Polsce is the Polish branch of the Swedish Hoist Finance group, which focuses on purchasing and servicing non-performing receivables. In Poland it primarily acquires overdue consumer debt portfolios from banks and other creditors and manages recoveries through negotiated repayment plans, settlements, and, when necessary, court proceedings and enforcement. It is not a deposit-taking bank in Poland and does not offer retail banking products such as current accounts, savings, or new loans; its activity is limited to debt management and related servicing. The branch is registered in the National Court Register and operates under Polish civil, consumer-protection, and data-protection laws, while the group is supervised in Sweden; typical processes include notifying debtors after assignment, providing balance information, proposing instalment schedules, and accepting payments by transfer or online channels. Claims handling generally follows market practice: statutory interest and contractual terms may apply, legal action can be pursued on documented claims, and cooperation with economic information bureaus is possible under local regulations, with entries updated or removed according to statutory rules once obligations are settled. Individuals contacted by the branch can request proof of assignment and claim details, verify limitation periods, dispute inaccuracies, or submit complaints via designated channels; non-response can lead to litigation and additional court and enforcement costs if a judgment is obtained. For financial institutions looking to sell portfolios, the branch is part of a listed specialist with standardized governance, risk, and compliance frameworks and scalable servicing operations. Overall, its mandate is narrowly focused on recovery of purchased receivables, making it relevant to debtors and counterparties rather than consumers seeking day-to-day banking services.