Eurobank Bulgaria (Postbank)

Eurobank Bulgaria AD, operating under the Postbank brand, is a Bulgarian joint-stock bank owned by Eurobank S.A. (Greece) and supervised by the Bulgarian National Bank. It provides retail, SME, and corporate banking services, including current and savings accounts in BGN and major foreign currencies, cards (Visa and Mastercard), consumer and mortgage lending, working capital and investment loans, cash management, trade finance, and merchant acquiring. The bank offers online and mobile banking, supports contactless payments and 3D Secure, and provides SEPA euro transfers alongside standard domestic payment services. It maintains a nationwide branch and ATM network and distributes certain investment and insurance products subject to local regulations. Deposits are protected by the Bulgarian Deposit Insurance Fund up to the BGN equivalent of EUR 100,000 per depositor, per bank. The institution operates under EU banking rules (CRR/CRD, PSD2 with strong customer authentication) and reports under IFRS, with Pillar 3 disclosures available to the market. Eurobank Bulgaria expanded through acquisitions and integrations of DZI Bank (2007), Alpha Bank’s Bulgarian operations (2016), and Piraeus Bank Bulgaria (2019–2020), which increased its customer base and balance sheet in the local market. The bank conducts activities in the Bulgarian lev, which is pegged to the euro via a currency board, and offers FX services for cross-border payments.