Česká exportní banka, a.s.

Česká exportní banka, a.s. is the Czech Republic’s state-owned export credit bank, established in 1995 to finance and support exports of Czech goods and services. It focuses on corporate and project transactions rather than retail banking, offering instruments such as buyer’s and supplier’s credits, pre‑export and working capital financing, investment loans, bank guarantees, and structured or project finance, typically on medium to long tenors and often in cooperation with commercial banks through co‑financing, syndication, or refinancing. Its lending frequently operates alongside insurance or guarantees provided by Export Guarantee and Insurance Corporation (EGAP), the state export credit insurer, and is carried out in line with the OECD Arrangement on Officially Supported Export Credits, EU state‑aid and sanctions frameworks, and the OECD Common Approaches for environmental and social due diligence. The bank is licensed under the Czech Banking Act and supervised by the Czech National Bank, applies standard KYC/AML requirements, and conducts country, buyer, and project risk assessments; security packages may include EGAP cover, collateral, and sovereign or bank guarantees where applicable. ČEB does not provide consumer accounts or retail branches, and its facilities are generally available to Czech exporters or to foreign buyers of Czech exports that meet eligibility criteria, including sufficient Czech export content and compliance with international and domestic regulations. Pricing, currency, and tenor are determined by transaction risk, sector, and structure, with fixed‑rate options available where applicable under OECD rules (e.g., CIRR) and floating‑rate alternatives used in other cases. Typical onboarding requires export contract documentation, financial statements, buyer information, insurance applications where relevant, and technical and E&S materials; approval timelines vary with project complexity. The institution publishes corporate and financial information on its website and coordinates closely with government stakeholders within the national export promotion framework.