Deutsche Bank, A.G., Sucursal en España

Deutsche Bank, A.G., Sucursal en España is the Spanish branch of Deutsche Bank AG, operating in Spain under the EU passport regime as a credit institution. It is subject to the European Central Bank’s Single Supervisory Mechanism in conjunction with Germany’s BaFin as home-state supervisors, with host oversight by Banco de España for local conduct and consumer matters. As a branch of a German bank, deposits are protected by the German statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to €100,000 per depositor; the Spanish Fondo de Garantía de Depósitos does not apply to this branch. The branch offers retail, private, and corporate banking services, including current and savings accounts with Spanish IBANs, payment cards, domestic and SEPA transfers, international payments via SWIFT, mortgages and consumer loans, brokerage and funds, and discretionary or advisory investment services under MiFID II. For businesses and institutions, it provides cash management, trade finance, foreign exchange, and access to capital markets and investment banking capabilities through the Deutsche Bank group. Services are delivered through branches in major cities, online and mobile banking with strong customer authentication under PSD2, and standard customer service channels in Spain. Fees, rates, and eligibility depend on product and segment; typical account packages may carry maintenance and card fees, with possible waivers tied to salary domiciliation or balance thresholds, and separate charges for international transfers and currency conversion. The branch must comply with Spanish transparency and consumer protection rules, and customers can use the bank’s Customer Service Department for complaints and, if unresolved, the Banco de España claims service. As a branch, its obligations are those of Deutsche Bank AG and any resolution would fall under the EU’s Single Resolution Mechanism; covered deposits are protected, while other liabilities could be subject to resolution tools under applicable law. Prospective customers should review current terms, fee schedules, and the group’s public financial disclosures and credit ratings.