CREDITO COOPERATIVO - CASSA RURALE ED ARTIGIANA DEL FRIULI VENEZIA GIULIA (ABBREVIATO CASSA RURALE FVG) - SOCIETA' COOPERATIVA

CREDITO COOPERATIVO - CASSA RURALE ED ARTIGIANA DEL FRIULI VENEZIA GIULIA (abbreviato Cassa Rurale FVG) - Società Cooperativa is an Italian cooperative credit institution focused on retail and small-business banking in Friuli Venezia Giulia. It provides current accounts, savings and time deposits, payment cards, online and mobile banking, mortgages, consumer credit, and lending to local enterprises, alongside POS/acquiring and the distribution of insurance and investment products through group partnerships. As a cooperative, governance follows the one-member-one-vote principle; becoming a member typically involves purchasing cooperative shares, which are not covered by deposit guarantee schemes and may be illiquid. The bank operates under Italian and EU regulation, with prudential supervision by the Bank of Italy and the ECB at group level; deposits are protected up to EUR 100,000 per depositor under the sector’s deposit guarantee scheme in line with EU rules, while investor services are subject to the applicable Italian investor-compensation framework. Standard payments functionality includes Italian IBANs, SEPA transfers, domestic debit via PagoBANCOMAT, and ATM access on national and international networks; multi-currency and wider cross-border services are more limited than those offered by larger national banks. Pricing is set out in the Fogli Informativi and Documento di Sintesi, with typical charges for account maintenance, cards, transfers, and over-the-counter operations; digital channels implement strong customer authentication under PSD2. The branch network is concentrated in-region, with customer support available through branches, phone, and digital channels during business hours, and remote channels covering routine banking; prospective clients with extensive international needs or language requirements should confirm service availability in advance.