Credit suisse bank (Europe), S.A.

Credit Suisse Bank (Europe), S.A. is a Spanish credit institution headquartered in Madrid that serves mainly wealth management, investment advisory, brokerage, and related capital markets needs of European professional and private-banking clients, operating under EU and Spanish regulations including CRR/CRD and MiFID II. It is authorized and supervised in Spain by Banco de España for banking activities and, for investment services and markets conduct, by the Comisión Nacional del Mercado de Valores, and it can provide services across the European Economic Area subject to passporting and local registrations. The bank’s business model centers on discretionary and advisory portfolio management, execution and custody, structured products, foreign exchange, and access to primary and secondary markets; it has a limited retail footprint and typically onboards clients meeting professional or private-banking criteria. Standard account features for private-banking relationships include multi-currency custody and payment capabilities, with SEPA transfers available for euro payments; product availability, risk profiles, and minimums depend on client classification and jurisdiction. Pricing is not uniform and is detailed in client agreements and published tariff schedules registered in Spain; common cost items include custody and safekeeping fees, brokerage and execution charges, advisory or discretionary management fees, and currency conversion spreads. Eligible deposits placed with the institution are covered by the Spanish Deposit Guarantee Fund up to €100,000 per depositor and per institution; investment products are not deposits, can lose value, and investor-compensation coverage, where applicable, follows Spanish and EU rules. Financial statements, Pillar 3 disclosures, and key information documents are published through statutory channels in Spain and the EU; counterparty, operational, market, and liquidity risk management follows the prudential framework applicable to Spanish banks. Following UBS Group AG’s acquisition of Credit Suisse Group AG in 2023, this entity forms part of UBS’s group structure; legal-entity alignments, branding, booking models, and client migrations are being implemented in phases and may affect relationship contracts, investment platforms, and reporting lines, subject to regulatory approvals and client notification. Service availability, product shelves, and cross-border offerings can differ by country, and sanctions, tax, and suitability constraints apply. For current licensing status, branch or cross-border permissions, complaints procedures, and published tariffs, reference is made to the public registers of Banco de España and the CNMV and to the entity’s official disclosures.