CB Bank GmbH

CB Bank GmbH is a German credit institution organized as a limited liability company and operates under the German Banking Act (KWG) with prudential supervision by BaFin and the Deutsche Bundesbank; eligible deposits are covered by the statutory German deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to €100,000 per depositor. As a licensed bank, it conducts deposit-taking and payment services within its authorization and may offer additional products such as current accounts, cards, savings instruments and credit facilities subject to its published terms. Pricing is set out in a Preis- und Leistungsverzeichnis that defines charges for account maintenance, domestic and cross-border transfers (including SEPA), card issuance and usage, cash withdrawals, overdrafts and ancillary services; international transactions can involve exchange markups in addition to stated fees, and urgent or non-SEPA payments typically attract higher charges. Onboarding follows German KYC/AML rules (valid identification, residency and tax information), and credit products are subject to affordability checks and credit bureau queries such as SCHUFA where applicable. Where remote access is provided, authentication and transactions must comply with PSD2 strong customer authentication requirements, and card payments use 3‑D Secure where supported. Data processing is subject to GDPR and relevant German privacy and record-keeping obligations, and customer complaints are handled under local regulatory guidelines with escalation routes defined in the bank’s disclosures. Financial statements and regulatory reports are filed to the Bundesanzeiger and key information documents and deposit-protection notices should be reviewed before opening an account to confirm product scope, coverage limits, fees, interest conditions and any restrictions that apply.