CASSA RURALE VALSUGANA E TESINO - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

CASSA RURALE VALSUGANA E TESINO - BANCA DI CREDITO COOPERATIVO - SOCIETA’ COOPERATIVA is an Italian cooperative credit institution operating primarily in the Valsugana and Tesino areas of Trentino, focused on retail and small-business banking under the cooperative model with member ownership and one-member-one-vote governance. It is part of a cooperative banking group centered on Cassa Centrale Banca, with group-level direction, coordination, risk controls, and an institutional protection scheme; prudential supervision follows Italian and EU rules under the Bank of Italy and the Single Supervisory Mechanism framework. The bank offers current accounts, savings and term deposits, payment cards, domestic and SEPA transfers, online and mobile banking, mortgages, personal and business loans, POS and acquiring services, and access to investment and insurance products distributed under MiFID II and IDD rules via group or third-party providers. Deposits are protected up to EUR 100,000 per depositor per bank by the Fondo di Garanzia dei Depositanti del Credito Cooperativo; additional group mutual support mechanisms may apply according to prevailing statutes. Fees, rates, and conditions are set per product and disclosed in the Foglio Informativo and other transparency documents, typically covering account maintenance, cards, transfer charges, ATM usage, and foreign exchange mark-ups; eligibility, KYC, and documentation requirements follow standard Italian banking practice. Customer access is via local branches, digital channels, and call centers; complaints can be escalated through internal procedures and the Arbitro Bancario Finanziario. As a territorially rooted cooperative, product availability, pricing, and onboarding may vary by profile and location, and borrowers should review amortization terms, collateral requirements, and early repayment conditions before signing.