CASSA RURALE NOVELLA E ALTA ANAUNIA - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

Cassa Rurale Novella e Alta Anaunia – Banca di Credito Cooperativo – Società Cooperativa is an Italian cooperative bank serving households, professionals, and small to mid-sized enterprises in its local catchment area in Trentino. It operates under the cooperative model (one member, one vote) with optional membership via subscription of cooperative shares, and is part of the Gruppo Cassa Centrale Banca and its Institutional Protection Scheme, with prudential oversight by Banca d’Italia and the ECB at group level. The bank’s offering typically includes current and savings accounts, term deposits, payment services (SEPA credit transfers, direct debits, PagoPA, F24), debit cards on the PagoBANCOMAT circuit with international co-badge (Visa or Mastercard), credit and prepaid cards through group partners, mortgages and consumer loans, SME and agribusiness lending, POS acquiring and remote collections, as well as investment and custody services and bancassurance products distributed via group platforms. Digital channels provide internet and mobile banking for payments, statements, and card controls; branch operations remain central for advisory and certain contracts. Pricing, interest rates, and eligibility criteria are set locally and vary by account package and customer profile; conditions are detailed in the Fogli Informativi, with ESIS for mortgages and KIDs for investment products. Deposits are protected up to €100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, and the group IPS provides additional support mechanisms. The branch network is concentrated in the Val di Non/Trentino area, which benefits customers seeking local coverage but limits physical access elsewhere; prospective clients should verify current fees, ATM and payment limits, availability of instant SEPA transfers, and any membership share requirements before opening an account.