CASSA RAIFFEISEN TURES-AURINA SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE TAUFERER-AHRNTAL GENOSSENSCHAFT)

Cassa Raiffeisen Tures-Aurina Società Cooperativa (in tedesco Raiffeisenkasse Tauferer-Ahrntal Genossenschaft) is a local cooperative credit institution serving the Valle di Tures e Aurina/Tauferer Ahrntal area in the Province of Bolzano–Bozen, Italy. It operates within the South Tyrolean Raiffeisen network, with governance based on member ownership and the one-member-one-vote principle, and focuses on retail and small business banking for households, professionals, farms, and associations in its catchment area. The bank’s offering covers current and savings accounts, time deposits, domestic and cross-border payments (including SEPA), debit and credit cards issued with major schemes, online and mobile banking, mortgages and consumer loans, commercial lending and credit lines, and the placement of investment and insurance products as an intermediary. Access is provided through local branches and ATMs and via digital channels, with services typically available in German and Italian. Conditions, fees, and rates are detailed in the mandatory pre-contractual disclosures (foglio informativo) and depend on product features and the customer’s risk profile. Deposits are protected up to the statutory limit per depositor by the deposit guarantee scheme for Italian cooperative credit banks (Fondo di Garanzia dei Depositanti del Credito Cooperativo). The bank is subject to prudential and conduct supervision by the Bank of Italy and to EU rules such as PSD2 and consumer protection regulations. Its geographic footprint and scale are local, so specialized corporate, capital market, or wealth solutions—where available—are generally provided through group arrangements or external partners, while everyday retail and SME needs are handled directly. Membership shares, where offered, follow the bylaws and legal provisions on subscription, redemption, and holding limits.