Caja Rural de Burgos, Fuentepelayo, Segovia y Castelldans, Sociedad Cooperativa de Crédito

Caja Rural de Burgos, Fuentepelayo, Segovia y Castelldans, Sociedad Cooperativa de Crédito is a Spanish credit cooperative headquartered in Burgos that operates under the brand Cajaviva Caja Rural. It is part of Grupo Caja Rural, using shared infrastructure and services provided through Banco Cooperativo Español, and focuses on retail, SME, and agri-related banking in its core regions. Its product set includes current and savings accounts, debit and credit cards, domestic and SEPA payments, consumer and business loans, mortgages, and agricultural finance; it distributes investment funds and pension plans from group companies such as Gescooperativo and life and non-life insurance from RGA Seguros through RGA Mediación. Customers can access services through a branch network and the group’s Ruralvía online and mobile banking platform. The institution is supervised by Banco de España, complies with Spanish and EU prudential and conduct requirements, and eligible deposits are covered by the Spanish Deposit Guarantee Fund up to €100,000 per depositor and entity. Fees, interest rates, and contracting conditions are published in official tariffs and pre-contractual documents, and lending is subject to Spanish consumer credit and mortgage regulations, including transparency and early repayment rules. As a cooperative, membership (socios) entails governance rights via assemblies and elected boards under the bylaws, while operational management is carried out by professional executives; risk, technology, and compliance frameworks are aligned with Grupo Caja Rural. Availability of specific products and branch coverage are concentrated in its traditional footprint, and market-linked investments and insurance are not covered by deposit protection.